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Business Depository Accounts



Business Checking

Account Selection Business Small Business Cash Managment Sweep*
Minimum to Open $100.00 $100.00 $100.00
Monthly Maintenance Fee $15.00 $20.00 (a) $95.00
Item Charges** $0.20 per Debit
$0.20 per Deposit
$1.00 per Credit
First 200 Transactions*** Free
Each Transaction Thereafter $0.50
$0.20 per Debit
$0.20 per Deposit
$1.00 per Credit
Interest Rate N/A N/A  
ATM/Debit Card
Statement & Check Imaging (1)
Check Reserve (2)  
24/7 On-Line Banking (3)



Account Selection Interest / NOW Sole Proprietorship Interest on Lawyers Trust Account (IOLTA) Interest / NOW Non-Profit Interest / NOW Municipal & Government Agencies
Minimum to Open $100.00 $100.00 $100.00 $100.00
Monthly Maintenance Fee $20.00 $20.00 $7.50 $7.50
Item Charges** $0.20 per Debit
$0.20 per Deposit
$1.00 per Credit
None $0.15 per Debit
$0.15 per Deposit
$0.50 per Credit
$0.15 per Debit
$0.15 per Deposit
$0.50 per Credit
Interest Rate
Interest Paid Frequency
ATM/Debit Card
Statement & Check Imaging (1)
Check Reserve (2)
24/7 On-Line Banking (3)

(a) $20.00 Fee Waived if $5,000.00 average collected balance is maintained.


*Earnings credit on average collected balances for the non-investment portion of the account will be applied to offset service charges.

**Negative Collected balances are assessed a rate of Prime plus 2%

*** Transactions include checks paid, deposits, checks comprising deposits and ACH credits and debits.

(1) Your monthly statement will include images of your cancelled checks. Paper statements assessed a $2.00 monthly fee. Electronic statements no charge

(2) Overdraft protection is available by separate application. Credit approval required

(3) 24-hour phone or online access to your account (7) days a week.

 
 
 
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