Checking Accounts

Personal Checking

Account Selection Regular Checking* Economy Checking Interest/NOW Checking Cornerstone 50**
Minimum to Open $100.00 $50.00 $100.00 $100.00
Minimum Ledger Balance to avoid monthly cost $300.00 N/A $1,000.00 N/A
Average Ledger Balance to avoid monthly cost $1,000.00 N/A $1,500.00 N/A
Monthly Cost $8.00 $3.00 $10.00 N/A
Item Charges   0.25 per debit    
Check Writing
Interest Rate     Variable Variable
Interest Paid Frequency     Monthly Monthly
(1) ATM/Debit Card
Statements and Check Images Monthly Monthly Monthly Monthly
(3) Check Reserve
24/7 OnLine Banking

*College Checking - No monthly service charge while a college student and parents maintain accounts at the bank.

**Contact a personal banker for additional Cornerstone 50 Benefits.

1. We do not assess ATM transaction fees. Not applicable to surcharges.
2. Your monthly statement will include laser images of your cancelled checks.
3. Overdraft protection is available by separate application. Credit approval is required.

For additional information on our Checking products, please contact our Personal Banking Team.