Home Equity Loans

Whether you are looking to complete a home improvement project, consolidate debts, or provide funds for educational needs, a Cornerstone National Bank Home Equity Line of Credit or Home Equity Loan is an excellent way to utilize the borrowing power of your home to meet your financial needs. Detailed below are two different Home Equity Financing options that Cornerstone National Bank offers.


Home Equity Line of Credit

A home equity line of credit is a variable-rate, revolving line of credit based on the available equity in your home and other qualifying criteria.

Features and Benefits

• Available for both your Primary Residence and a Non-Primary Residence.

• Competitive Interest Rates based on your credit limit.

• A single account featuring both a Revolving Draw Period for a substantial number of years with a longer Repayment Period.

• Competitive payment plans during the Revolving Draw Period and during the Repayment Period.

• Very low fees and costs.


Home Equity Loan

A home equity loan is a loan based on the available equity in your home and other qualifying criteria. This type of loan makes budgeting easier with a simple fixed-interest rate and fixed payment amount.

Features and Benefits

• No application fee. Closing costs do apply.

• Flexible repayment periods and amortization terms tailored to meet your needs.

• Competitive Fixed Interest Rates, with discounts for auto debit from an account at Cornerstone National Bank & Trust Company.

• Monthly payments include both principal and interest.

• Non Primary Residence home equity loans available.


You should consult a tax advisor to determine whether any interest or processing charges are deductible.

For additional information and the terms and conditions of our Home Equity Lines of Credit or Loans, please contact our Personal Lending Team.

You may also submit an online inquiry.