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Checking Accounts
Personal Checking
| Account Selection | Regular Checking* | Economy Checking | Interest/NOW Checking | Cornerstone 50** |
|---|---|---|---|---|
| Minimum to Open | $100.00 | $50.00 | $100.00 | $100.00 |
| Minimum Ledger Balance to avoid monthly cost | $300.00 | N/A | $1,000.00 | N/A |
| or | ||||
| Average Ledger Balance to avoid monthly cost | $1,000.00 | N/A | $1,500.00 | N/A |
| Monthly Cost | $8.00 | $3.00 | $10.00 | N/A |
| Item Charges | 0.25 per debit | |||
| Check Writing | ✓ | ✓ | ✓ | ✓ |
| Interest Rate | Variable | Variable | ||
| Interest Paid Frequency | Monthly | Monthly | ||
| (1) ATM/Debit Card | ✓ | ✓ | ✓ | ✓ |
| Statements and Check Images | Monthly | Monthly | Monthly | Monthly |
| (3) Check Reserve | ✓ | ✓ | ✓ | ✓ |
| 24/7 OnLine Banking | ✓ | ✓ | ✓ | ✓ |
*College Checking - No monthly service charge while a college student and parents maintain accounts at the bank.
**Contact a personal banker for additional Cornerstone 50 Benefits.
- 1. We do not assess ATM transaction fees. Not applicable to surcharges.
- 2. Your monthly statement will include laser images of your cancelled checks.
- 3. Overdraft protection is available by separate application. Credit approval is required.
For additional information on our Checking products, please contact our Personal Banking Team.
